Lending built on integrity, not incentives
We walked away from prestigious positions at national lenders because borrowers deserved better — an honest, transparent, lower-cost option with a partner who genuinely cares about their long-term financial well-being.
Why We Exist
A better option was long overdue
After three decades building and leading teams at nationwide lenders, we saw firsthand what was wrong: the borrower's best interest was too often the last priority.
That experience was both our motivation and our blueprint. We founded Integrity Capital Mortgage LLC with one uncompromising purpose — to offer borrowers the honest, transparent, lower-rate alternative they deserve.
We base every decision on your needs, desires, and financial goals. Either we save you money and put you in a stronger position — or we'll tell you exactly what the best path forward looks like, at no cost and no obligation. It's your long-term financial health we care about, not the individual transaction.
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Unwavering Transparency
No hidden fees, no surprise rate adjustments. Every number is explained — before you sign anything.
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Principles We Won't Compromise
We will not steer you toward a product that benefits us more than it benefits you — ever.
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Relationships Over Transactions
Your financial journey is ongoing. We aim to be your trusted advisor for life, not just your loan officer for a day.
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Education-First Approach
An informed borrower is always a better-served borrower. We explain every step and every option — in plain language.
Meet the Owner
Brian Tilton
Founder
Brian founded Integrity Capital Mortgage after a distinguished 30-year career building and scaling teams at some of the nation's largest lenders — because he believed borrowers deserved more than what the industry was offering.
That decision wasn't easy. Walking away from a prestigious, high-paying executive role is never a small thing. But Brian had a calling: to use everything he'd learned about the mortgage industry — the products, the pricing, the pitfalls — to genuinely serve borrowers rather than institutions.
That purpose-driven focus is what distinguishes Integrity Capital Mortgage. Brian's depth of knowledge — spanning FHA, VA, conventional, non-QM, and specialty programs — means his clients benefit from decades of expertise, not just a loan application. He takes the time to educate every borrower on the process, the numbers, and their real options, so they can make confident, informed decisions.
Brian holds undergraduate degrees in Economics and Mathematics, an MBA with a concentration in Finance, and a Master's degree in Statistics and Applied Data Science. He also holds several professional licenses and industry accreditations — a combination of credentials that is rare, if not unique, in the mortgage lending field.
MBA – Finance
M.S. Statistics & Applied Data Science
Multiple Industry Accreditations
30+ Years Industry Expertise
Non-QM · Home Possible
HomeReady & Specialty Programs
Expanding Nationwide
Remote & In-Person Service
Giving Back
Rooted in the communities we serve
Brian has always believed that financial expertise carries a responsibility to share it. Whether it's working with first-time homebuyers, educating veterans on their VA loan benefits, or supporting local causes, giving back to the community is a core part of who he is — and how Integrity Capital Mortgage operates.
Homeownership is one of the most powerful wealth-building tools available to families. We take that seriously, and we take pride in helping more people access it with confidence and clarity.
Paying It Forward
Making a Difference Together
Part of our mission is to give back a portion of net earnings to charities we believe are doing meaningful work and helping those in need. We believe success should create impact beyond the transaction.
Amelia Grace Farm
www.ameliagracefarm.com — Provides mentoring, healing, and life skills to at-risk youth who have been victimized and/or neglected.
Saddleback Church’s Peace Plan
www.thepeaceplan.com — Supports global outreach to assist the poor, care for the sick, and train community leaders to serve effectively.
Our Core Values
The principles behind every loan
Honesty First
We will always tell you what you need to hear, not just what you want to hear. That means giving you real numbers, real options, and an honest assessment of your situation.
Borrower-Centered
Your financial goals are our north star. Every recommendation, every program, every rate conversation starts with one question: what is truly best for this borrower?
Education & Empowerment
We don't want you to just close a loan — we want you to understand it. An educated borrower makes better decisions, and we take that responsibility seriously.
Long-Term Partnership
We measure success in relationships, not closings. We aim to be the advisor you call for every major financial decision, not just the first one.
Data-Driven Expertise
With advanced degrees in economics, finance, statistics, and data science, we bring analytical rigor to every loan — so you get precision, not guesswork.
Community First
We are deeply invested in the neighborhoods and families we serve. Homeownership builds wealth and community, and helping more people access it is our purpose.
Ready for an honest conversation about your mortgage?
No pressure. No obligation. Just straightforward guidance from someone who genuinely has your best interest at heart.
